Tell us your Story
We want to hear your story and the reason behind your home purchase, investment or refinance plans. No two loans are ever the same and it’s vital that we understand you and your goals before we get started.
Call us on 213-330-4247 to schedule a 30 minute telephone conference or a face-to-face appointment at our offices.
To give you insight into the process, here’s a brief step-by-step guide of what to expect:
The pre-qualification process is one that’s handled seamlessly between us. After an analysis of your financial make-up and collection of requested documents we will effectively process for lender commitment and preapproval.
(2) Home Search and Offers Made
Once our preapproval is set, you’ll be ready to look at properties and make offers on homes that meet your interests. Whether you’re already working with an agent, or want to connect with our recommended agents, it’s important to have your preapproval completed before committing to this step.
(3) Opening Escrow and the Transaction Period
Once your offer is accepted, the fun begins. We’ll have the next 30+ days to finalize financing and ultimately transition ownership from seller to buyer.
(4) Closing Escrow
Once escrow is closed, we’ll establish final loan terms and set you up for automatic bill pay for your new mortgage.
(5) Future Follow Up (to help managing your mortgage)
Surprising to some, but most homeowners will benefit from a refinance six to 12 months after the purchase of their home. It’s our responsibility to maintain communication, and update you once the market can offer you a better mortgage than the one previously set.