Privacy Policy

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to 9465 Wilshire Blvd, Ste 300, Beverly Hills, CA 90212 and Koorosh Farzad and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Koorosh Farzad include 9465 Wilshire Blvd, Ste 300, Beverly Hills, CA 90212. The Koorosh Farzad website is a mortgage broker services site. By using the Koorosh Farzad website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered, Koorosh Farzad may collect personally identifiable information, such as your:

– First and Last Name
– E-mail Address
– Phone Number

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) sending us an email message; To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Campaign Description

Text messaging will come directly from Broker, Koorosh Farzad only. The recipient of these text messages will be clients of Koorosh Farzad DBA Masihi Financial Group. Clients can stem from as applicants and early prospects up to past clients & referral partners. The messaging that will be sent from broker Koorosh Farzad will pertain only of matters specific to the mortgage loan applications, application statuses and mortgage market updates.

Inbound SMS

Inbound SMS phone number is the office’s direct line, area code (424) 284-2900. This phone number is published on all emails sent from the broker Koorosh Farzad via the company email addresses, koorosh@masihifinancial.com & info@masihifinancial.com. This phone number is also published on all company documents located on the company letterhead. Phone number can be found on all documented communication from emails & company forms. The phone number that the SMS text messaging will be sent from will be the office number, published on all company transcripts, from email to google listings to company documents. Number can be found by googling Masihi Financial Group.

Message and data rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. Our privacy policy can be found on our website, masihifinancial.com/privacy-policy/

Email CTA

Written consent for SMS text messaging will be captured through email from the company website, koorosh@masihifinancial.com

Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. Also mention where your privacy policy is located.

Use of your Personal Information

Koorosh Farzad collects and uses your personal information to operate and deliver the services you have requested.
Koorosh Farzad may also use your personally identifiable information to inform you of other products or services available from Koorosh Farzad and affiliates.

Sharing Information with Third Parties

Koorosh Farzad does not sell, rent or lease its customer lists to third parties.
Koorosh Farzad does not share consumer personal information for data purposes or 3rd parties and/or its affiliates. Personal date includes phone numbers of consumers.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Koorosh Farzad may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Koorosh Farzad or the site; (b) protect and defend the rights or property of Koorosh Farzad; and/or (c) act under exigent circumstances to protect the personal safety of users of Koorosh Farzad, or the public.

Security of your Personal Information

Koorosh Farzad secures your personal information from unauthorized access, use, or disclosure.

Koorosh Farzad uses the following methods for this purpose:

– SSL Protocol

When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records; and

• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

• Debug to identify and repair errors that impair existing intended functionality;

• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

• Comply with the California Electronic Communications Privacy Act;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

• Comply with an existing legal obligation; or Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

E-mail Communications

From time to time, Koorosh Farzad may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Koorosh Farzad or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Koorosh Farzad, you may opt-out of such communications by clicking “unsubscribe” at the bottom of the email message..

External Data Storage Sites

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

Changes to this Statement

Koorosh Farzad reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Koorosh Farzad welcomes your questions or comments regarding this Statement of Privacy. If you believe that Koorosh Farzad has not adhered to this Statement, please contact Koorosh Farzad at:

Koorosh Farzad
9465 Wilshire Blvd, Ste 300
Beverly Hills, CA 90212
Email Address: koorosh@masihifinancial.com
Telephone number: 424-284-2900

Email CTA

Written consent for SMS text messaging will be captured through email from the company website, koorosh@masihifinancial.com

There’s a form we can provide to all prospects for written consent to consent to SMS messaging.

Message and Data Rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP. Our privacy policy is located on our website, masihifinancial.com/privacy-policy/

Use of your Personal Information

Koorosh Farzad collects and uses your personal information to operate and deliver the services you have requested.
Koorosh Farzad may also use your personally identifiable information to inform you of other products or services available from Koorosh Farzad and affiliates.

Sharing Information with Third Parties

Koorosh Farzad does not sell, rent or lease its customer lists to third parties.
Koorosh Farzad does not share consumer personal information for data purposes or 3rd parties and/or its affiliates. Personal date includes phone numbers of consumers.

Koorosh Farzad may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Koorosh Farzad or the site; (b) protect and defend the rights or property of Koorosh Farzad; and/or (c) act under exigent circumstances to protect the personal safety of users of Koorosh Farzad, or the public.

Security of your Personal Information

Koorosh Farzad secures your personal information from unauthorized access, use, or disclosure.

Koorosh Farzad uses the following methods for this purpose:

– SSL Protocol

When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records; and

• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

• Debug to identify and repair errors that impair existing intended functionality;

• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

• Comply with the California Electronic Communications Privacy Act;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

• Comply with an existing legal obligation; or Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

E-mail Communications

From time to time, Koorosh Farzad may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Koorosh Farzad or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Koorosh Farzad, you may opt-out of such communications by clicking “unsubscribe” at the bottom of the email message..

External Data Storage Sites

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

Changes to this Statement

Koorosh Farzad reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Koorosh Farzad welcomes your questions or comments regarding this Statement of Privacy. If you believe that Koorosh Farzad has not adhered to this Statement, please contact Koorosh Farzad at:

Koorosh Farzad
9465 Wilshire Blvd, Ste 300
Beverly Hills, CA 90212
Email Address: koorosh@masihifinancial.com
Telephone number: 424-284-2900